The Legislature of the state of Indiana created the Indiana Comprehensive Health Insurance Association (ICHIA) to offer residents of the state, through the participation of health insurance companies, a program of health insurance. This program is designed for Indiana residents who experience problems in obtaining or keeping health insurance due to a medical condition.
All plans include a PPO feature which takes a 25% penalty for any non-emergency and non-network service.
Eligibility requirements were changed in July 1989 to require only one insurer rejection notice rather than two.
The participant must be a resident of the state.
The participant must have received notification from one health insurer of any one or combination of the following: (1) notice of rejection for similar coverage;
Coverage is also available to those who suffer from conditions listed on the premium rate page without having to satisfy a rejection notice.
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